Sell Your California Judgment
You won your lawsuit. The other side still hasn’t paid. We buy California commercial judgments — so you stop waiting and get paid now.
$10,000 minimum · Commercial judgments only · No cost · Response within one business day
How it works
Selling your judgment is straightforward. Here’s the process from first contact to cash in your account:
- Submit your evaluation request. Fill out the form below. Tell us the face value, the debtor, and the dispute type. Takes five minutes.
- We review and call you back. Within one business day, we’ll tell you whether we can move forward and what we’ll pay.
- We send you a purchase agreement. If you accept our offer, we send a simple two-page assignment of judgment agreement.
- You get paid. Once both parties sign, we wire the agreed amount directly to your account. Typically within 3–5 business days of signing.
- We take it from here. The judgment is now ours. We handle all collection efforts, legal costs, and enforcement. You’re done.
What judgments we buy
We buy California superior court money judgments in commercial cases. Our criteria:
- Face value of $10,000 or more. We evaluate larger commercial cases.
- California superior court. Judgments from any CA county.
- Commercial dispute. Business-to-business cases, commercial leases, unpaid invoices, business loan defaults.
- Judgment is final. No pending appeals. Active judgments only (within the 10-year renewable period).
- Debtor has some assets. Real property, business operations, a paycheck, or known banking relationships all help.
Not sure if yours qualifies? Submit the details. We’ll tell you straight.
Who we are
SAC Judgment Collection is the enforcement arm of Sacramento Registered Process Server (SACRPS) — California Registered Process Server #024-027. We know California’s enforcement tools — bank levies, wage garnishments, writs of execution, debtor examinations — because we execute them every day.
When we buy your judgment, we’re not flipping it to a collector. We use our own enforcement infrastructure to collect it ourselves. That means we evaluate carefully, price fairly, and pursue hard.
Common questions
How much will I receive for my judgment?
It depends on the face value, age, debtor profile, and collectibility. Most judgment sales close at 30–65% of face value. We’ll give you a specific number after we review yours — no generic ranges, no pressure. Submit the form and we’ll tell you.
What if the debtor has already filed for bankruptcy?
A judgment that was discharged in bankruptcy cannot be collected. If your debtor filed Chapter 7 and received a discharge, we can’t help. If they filed Chapter 13 (repayment plan) or if the debt is non-dischargeable, let us know — that’s a different analysis.
Can I sell a judgment I’ve already tried to collect?
Yes. Prior collection attempts — even failed ones — don’t disqualify a judgment. They can actually help us assess what we’re dealing with. Tell us what you’ve tried and what happened.
How long does a California judgment last?
California judgments are enforceable for 10 years from entry and can be renewed before expiration for another 10 years. An older judgment close to expiration can still be sold — just tell us the entry date.
What’s the difference between selling and hiring a collector?
When you sell, you receive a lump sum now and transfer all rights. When you hire a collector, they work on contingency and you wait — with no guarantee of recovery. Selling trades upside for certainty. Most of our clients have already tried collecting and are done waiting.
Does it matter which California county the judgment was entered in?
No. We purchase judgments from any California superior court — Sacramento, Los Angeles, San Francisco, San Diego, Orange County, or anywhere else.
Get a free evaluation
Tell us about your judgment. We’ll review it and call you back within one business day — no cost, no obligation.
$10,000 minimum · Commercial only · California superior court