Privacy Policy

Privacy Policy

Effective April 24, 2026  ·  sacjudgmentcollection.com

Privacy Policy

Effective Date: April 24, 2026

SAC Judgment Collection (“we,” “us,” or “our”) operates sacjudgmentcollection.com. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information. By using this website or submitting a judgment evaluation request, you agree to the practices described below.

1. Information We Collect

Information You Provide

When you submit a judgment evaluation request or contact us through this site, we may collect:

  • Your name, email address, and phone number
  • The face value, age, and origin of your judgment
  • Information about the judgment debtor (name, business name, known assets)
  • Prior collection attempts and relevant case history
  • Documents you upload, including certified judgments, abstracts of judgment, and related court filings
  • Any other information you choose to include in your message

Information Collected Automatically

When you visit our website, we and our service providers may automatically collect:

  • IP address and general geographic location
  • Browser type, operating system, and device information
  • Pages visited, time spent on pages, and referring URLs
  • Cookies and similar tracking technologies (see Section 5)

2. How We Use Your Information

We use the information we collect to:

  • Evaluate your judgment and determine whether it meets our acceptance criteria
  • Contact you to discuss next steps, request additional information, or communicate our decision
  • Improve our website and services
  • Comply with applicable legal obligations
  • Prevent fraud and protect the security of our operations

We do not sell, rent, or trade your personal information to third parties for their own marketing purposes.

3. How We Share Your Information

We may share your information in the following limited circumstances:

  • Service providers: We work with vendors (including web hosting, form processing, and analytics providers) who access your information solely to perform services on our behalf and are bound by confidentiality obligations.
  • Legal compliance: We may disclose information when required by law, subpoena, court order, or to protect our legal rights.
  • Business transfers: If we sell or transfer our business or assets, your information may be transferred as part of that transaction, subject to equivalent privacy protections.
  • With your consent: We may share information for any other purpose with your explicit consent.

4. Document Uploads

Documents you upload through our evaluation form (judgments, abstracts, case records) are used solely to evaluate your judgment. Uploaded files are stored securely and are not made publicly accessible. We do not store uploaded documents beyond the period necessary to complete the evaluation and any resulting transaction.

5. Cookies

Our website uses cookies and similar technologies to recognize returning visitors, understand how the site is used, and improve your experience. You can control cookies through your browser settings. Note that disabling cookies may affect certain site functionality. We do not currently respond to Do Not Track signals.

6. California Privacy Rights (CCPA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):

  • Right to Know: You may request a summary of the personal information we have collected about you in the past 12 months, including the categories, sources, purposes, and third parties involved.
  • Right to Delete: You may request that we delete personal information we have collected from you, subject to certain exceptions (such as completing a transaction or complying with a legal obligation).
  • Right to Opt Out: We do not sell personal information, so there is nothing to opt out of.
  • Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

To submit a CCPA request, contact us at [email protected] or by mail at the address below. We will respond to verifiable requests within 45 days.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information against unauthorized access, alteration, disclosure, or destruction. Our website uses SSL/TLS encryption for all data in transit. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

8. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce agreements. Evaluation submissions that do not result in a transaction are typically deleted within 12 months.

9. Children’s Privacy

This website is intended for adults and businesses engaged in commercial transactions. We do not knowingly collect personal information from anyone under the age of 18. If you believe we have collected information from a minor, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will post the revised policy on this page with an updated effective date. Your continued use of the site after any changes constitutes acceptance of the revised policy.

11. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, contact us at:

SAC Judgment Collection
3308 El Camino Avenue, Suite 300-PMB 106, Sacramento, CA 95825
Email: [email protected]

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